Terms & Condition

Here’s a summary of the terms and conditions for using the website www.aboundwealth.in and the services provided by Deviar Capital Services LLP:

1. Acceptance: By accessing the website, you are considered to have accepted these terms and conditions.

2. India Only: The website is intended for use by Indian residents. Overseas regulations may prevent the provision of certain services to users outside India.

3. Copyright and Usage: Deviar Capital Services LLP owns the rights to all content on the website. Use of the site is for personal and non-commercial purposes only. Content cannot be copied, reproduced, or distributed without explicit consent.

4. Monitoring: Deviar Capital Services LLP reserves the right to monitor the usage of the site and will not tolerate commercial use or any activity that could damage or interfere with the website.

5. Legal Remedies: In case of breach of the terms, Deviar Capital Services LLP may take legal actions such as injunctions and specific performance as appropriate remedies.

6. Accuracy and Validity: While efforts are made to ensure accuracy, Deviar Capital Services LLP is not liable for errors or omissions. Users are encouraged to perform independent research before making decisions based on the website’s content.

7. Availability: The website is expected to be accessible most of the time, but Deviar Capital Services LLP is not liable for periods when it is unavailable, including maintenance downtime.

8. Viruses & Malware: While efforts are made to keep the site free from viruses, defects, and malware, Deviar Capital Services LLP is not responsible for any issues that users may face as a result of using the website.

9. Third-Party Websites: The website may contain links to third-party websites, which are beyond the control of Deviar Capital Services LLP. Deviar Capital Services LLP is not responsible for the content on these linked websites.

10. Mutual Fund Distribution Services Deviar Capital Services LLP is an AMFI registered Mutual Fund Distributor with registration number ARN-278009. It provides mutual fund distribution services and gets remunerated by the Asset Management Companies by way of Trail commission of the investments under their ARN code. At the time of the conversation with the client, we disclose this to the client for the specific schemes chosen in their portfolio along with range of commission earned by us on the fund categories. For transparency, the range of trail commission paid by the AMCs are in the below table. We are very conscious on the expenses in an investment scheme and where possible this forms a key part for us to assist the client in identifying a suitable scheme for their requirements

Scheme Category	Commission Range (%)
Liquid Funds	0.05 to 0.20
Debt Funds	0.20 to 0.75
Equity Savings Fund	0.40 to 0.75
Aggressive Hybrid Funds	0.70 to 1.25
Balanced Advantage Funds	0.70 to 1.25
Flexi Cap Funds	0.60 to 1.25
Mid Cap Funds	0.80 to 1.25
Small Cap Funds	0.80 to 1.25
Sectoral Funds	0.70 to 1.25
Equity Index Funds	0.40 to 0.70
International Funds	0.40 to 1.10

The commissions disclosed above are subject to regular change by the AMCs. For any clarifications or if you wish to understand more on the expense ratios or the commissions paid by the AMCs, please contact us. While assisting the clients to invest in mutual funds, we need to understand client specific requirements and based upon the suitability analysis, we assist clients with investment options which could be considered by them to meet their goals. The investment options are primarily driven by the investment requirements, time duration of investment and background information provided by the client. As a part of our service, we may be required to explain the product features, facts and risk attributes of individual schemes to the client. This is intended to provide sufficient information to the client to help them make their decision. However, this must not be considered as an investment advice. Investment in Mutual Funds are subject to market and credit risk associated with investment in products. The data and information shared with the clients is believed to be reliable but Deviar Capital Services LLP do not warrant for its accuracy and completeness. Further Deviar Capital Services LLP shall not be liable for any loss to investors from the investments.

11. SEBI Registration: Deviar Capital Services LLP is not a SEBI Registered Investment Advisor.

12. Disclaimer: Deviar Capital Services LLP is not liable for any loss, loss of profit, savings, data, or direct/indirect damages due to the usage or reliance on the website’s contents. The terms of usage may change without notice.

13. Legal Jurisdiction: The website is governed by Indian laws and falls under the exclusive jurisdiction of Mumbai courts.

Please read and understand these terms and conditions before using the website and its services. If you continue to use the website, it is assumed that you accept these terms.

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